BEYND stocks, INVESTING for retirement Dare I say mutualfund
Jun 3, 2016 3:03:12 GMT
investobefree22, drangled, and 2 more like this
Post by Deleted on Jun 3, 2016 3:03:12 GMT
Some NEVER see a chart they do not love, some fall in love with a sector, like biotech. I chat with people who own 50 shares of company a, 10 of b and well, 800 of c and so on. I always ask, so what is your plan, what is your strategy? I know full well it is the buck shot approach, if you fire enough bee bees at a target, dang, sure enough, your bound to hit something, some of the time, RIGHT?
So hope this thread might be a place to toss investment strategy around. I need to diversify, my portfolio is too concentrated in biotech and financials. So my hope is to lighten up here and there and add some high yield to generate income. At a certain point thinking about your investments as potential income producers is necessary for most, it is needed to supplement Social Security and pension payments.
I have time to make this move and SINCE I HAVE NO DEBT, never owned a charge card, still managed to get two mortgages, and pay those off with no help from VISA and their 10% rates. So my OVER HEAD is LOW.
As far as trading, I will always do that to some degree, but I usually look for a KNOWN catalyst to make a trade.
A pudfa data for bio, CCAR for banks, and recently saw that HCP ( a med reit ) is going to spin off a division as a new stock.
UMMM, got me thinking how HCP share price will drop on that day, after all they will spin out 25% of assets. As a med reit HCP has raised their distribution every year for over 20 or is it 30. years? So I do NOT want the spinoff, but want the slimmer, cheaper, likely lower distribution parent HCP. So that is my catalyst. I will watch it daily for next 90 days and wait to buy. I expect it to overshoot down and enter my retirement account when it does.
That along with ete, su, and YES C will be the new and growing dividend core to grow income over time, I will add to that core, and hope for other catalysts to get me a couple more high yielders.
THINKING TOO, 87% of investors can not beat the S&P 500, umm, over the long haul. I through in the UMM cause sure nough, was beating it, well, umm, til last year.
So I DO think MUTUAL funds, ( is that a swear? ) are sort of needed in a retirement plan, at least 1 index fund. I also like THE vanguard reit vgsix index which, ARTRACER pointed out to me.
So, strategies? IDEAS? ACCIDENTAL HIGH yield stock ideas, HIGH yield FUND ideas? Toss them out here. Before I sign off, I want to post a link to a VERY GOOD article about REITS, it is VERY GOOD, did I say that?
A reit fund, might yield about 5%, a diversified group of individual cherry picked reits might yield 6-8%.So every 100k invested can generate 6-8k in retirement income.
marketrealist.com/2015/08/reits-come-existence/
Here is a second link on reits:
www.dividend.com/dividend-stocks/financial/reit-healthcare-facilities/
Another:
finance.yahoo.com/news/build-basket-pure-play-healthcare-213643421.html
HERE is ONE on MLPS for those who want oil gas exposure and income:
www.dividendyieldhunter.com/master-limited-partnerships-yield
OK best of luck all, and thanks artracer for pointing out that vanguard reit, worth a study
BURNAKA
So hope this thread might be a place to toss investment strategy around. I need to diversify, my portfolio is too concentrated in biotech and financials. So my hope is to lighten up here and there and add some high yield to generate income. At a certain point thinking about your investments as potential income producers is necessary for most, it is needed to supplement Social Security and pension payments.
I have time to make this move and SINCE I HAVE NO DEBT, never owned a charge card, still managed to get two mortgages, and pay those off with no help from VISA and their 10% rates. So my OVER HEAD is LOW.
As far as trading, I will always do that to some degree, but I usually look for a KNOWN catalyst to make a trade.
A pudfa data for bio, CCAR for banks, and recently saw that HCP ( a med reit ) is going to spin off a division as a new stock.
UMMM, got me thinking how HCP share price will drop on that day, after all they will spin out 25% of assets. As a med reit HCP has raised their distribution every year for over 20 or is it 30. years? So I do NOT want the spinoff, but want the slimmer, cheaper, likely lower distribution parent HCP. So that is my catalyst. I will watch it daily for next 90 days and wait to buy. I expect it to overshoot down and enter my retirement account when it does.
That along with ete, su, and YES C will be the new and growing dividend core to grow income over time, I will add to that core, and hope for other catalysts to get me a couple more high yielders.
THINKING TOO, 87% of investors can not beat the S&P 500, umm, over the long haul. I through in the UMM cause sure nough, was beating it, well, umm, til last year.
So I DO think MUTUAL funds, ( is that a swear? ) are sort of needed in a retirement plan, at least 1 index fund. I also like THE vanguard reit vgsix index which, ARTRACER pointed out to me.
So, strategies? IDEAS? ACCIDENTAL HIGH yield stock ideas, HIGH yield FUND ideas? Toss them out here. Before I sign off, I want to post a link to a VERY GOOD article about REITS, it is VERY GOOD, did I say that?
A reit fund, might yield about 5%, a diversified group of individual cherry picked reits might yield 6-8%.So every 100k invested can generate 6-8k in retirement income.
marketrealist.com/2015/08/reits-come-existence/
Here is a second link on reits:
www.dividend.com/dividend-stocks/financial/reit-healthcare-facilities/
Another:
finance.yahoo.com/news/build-basket-pure-play-healthcare-213643421.html
HERE is ONE on MLPS for those who want oil gas exposure and income:
www.dividendyieldhunter.com/master-limited-partnerships-yield
OK best of luck all, and thanks artracer for pointing out that vanguard reit, worth a study
BURNAKA